Storm Damage Insurance Adjuster

Florida storms can bring a destructive mix of wind, hail, and rain. Claims Advocate Resolution Experts is the expert storm damage insurance adjuster you need in Orlando, FL to handle the aftermath.

Get A Fair Settlement Call (844) 932-2731

Top Storm Damage Insurance Adjuster in Orlando, FL

The term “storm damage” can refer to a wide range of issues caused by a single severe weather event. A thunderstorm in Orlando can produce high winds that damage your roof, hail that dents your siding and AC unit, and heavy rain that causes interior leaks, all at the same time. Handling the resulting insurance claim requires a holistic approach to ensure no part of the damage is missed. Insurance company adjusters may focus on one obvious issue while overlooking others. Claims Advocate Resolution Experts specializes in comprehensive storm damage assessments. We meticulously document all related damages to create one complete, undeniable claim. With our 98% success rate, we ensure you get the full settlement you need to recover from the entire storm event.

Get A Fair Settlement Call (844) 932-2731
Michele Weise
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Michele Weise
August 7, 2025

Claims resolution experts were top notch adjusters. My insurance company wasn’t willing to give me anything for the damages to my house and Peter with claims resolution experts was able to get me enough to fix my house plus extra. I highly recommend this company especially Peter. Brooke in the office has been a great pleasure to deal with also. Don’t hesitate hiring this company. They will fight for you tooth and nail and win.

Aischa
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Aischa
July 21, 2025

The Public Adjusters in this office are very knowledgeable and honest. I highly recommend them if you need any help with any damages to your home from storm damages, hurricane, fire etc. Thank you for your great work CARE TEAM.

Hasan Barakat
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Hasan Barakat
July 20, 2025

My insurance declined my initial claim, after my friend recommendation, I called Nader, then magic happened, full roof replacement approval. Highly recommended.

beverly bas
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beverly bas
March 4, 2025

I had an amazing experience working with C.A.R.E! My claims adjuster, Maali, was with me every step of the way …from determining roof damage, to dealing with insurance, and to getting me a new roof as required by my insurance company… I had so many questions along the way, but Maali made it seamless. I highly recommend working with this company as they will put your mind at ease and get the job done!

Natalie Andrade
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Natalie Andrade
February 4, 2025

My experience with Nader has been nothing but great. He is very quick with responding, very happy with his service.

Donna Lynn
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Donna Lynn
June 11, 2024

I had a great experience with Maali Maali. He is attentive to questions and extremely efficient in his approach to his work. I can't say enough about his character and professionalism as an adjuster. His responsiveness and attention to my case is remarkable. Thankful so much for his hard work.

Doug Kman
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Doug Kman
April 24, 2024

Nader Maali and his Associates at Claims Advocate Resolution Experts are a genuine pleasure to work with! I’ve referred several clients to C.A.R.E to assist with resolution of their disputed Insurance Claims and I have only gotten positive feedback. I also work with C.A.R.E on property damage claim appraisals and they always provide meticulous documentation and superior administrative support (thank you Brooke!) I would recommend Nader and his team for any property damage claim that you may need assistance with.

Emily Hernandez
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Emily Hernandez
April 15, 2024

After being denied my claim and having my insurance rate skyrocket to almost $500.00 a month they assisted me with compassion and understanding. The work on my roof was exceptional, quick, and very top tier. Now my insurance is now less than when I submitted a claim. I would highly recommend them. Win win win

Sam Mari
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Sam Mari
April 11, 2024

If you are in search of a claims advocate look no further than resolution experts. Nate was extremely knowledgeable, professional and helpful during my challenging situation. I would highly recommend his services.

James Meehan
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James Meehan
March 27, 2024

Nate was very thorough and knowledgeable through out the entire process. He always answered text and calls promptly. His understanding of the claims process was undeniable. He obtained what we were entitled to . He is highly recommended.

Jose Alarcon
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Jose Alarcon
March 26, 2024

My wife and I are thoroughly impressed with Nader from CARE Public Adjusters. His meticulous inspection uncovered issues in our home that had been overlooked by other inspectors. We would not hesitate to enlist his services again. Nader's professionalism and guidance have been invaluable in navigating the paperwork necessary to restore our home to its pre-storm condition. Thank you, Nader, for your exceptional assistance.

HOMEFIX
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HOMEFIX
March 26, 2024

Nader's exceptional service exceeded our expectations, securing substantially higher insurance proceeds than we could have managed independently to repair our damaged roof. Many thanks to Nader for his outstanding efforts and a job well done!

Maz Rabah
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Maz Rabah
March 26, 2024

Would you go into a court of law without being represented by an attorney? Absolutely NOT! Then a person should NEVER deal directly with ANY insurance adjuster that is trained to minimize the claims payout to you. Having the protection of a professional insurance advocate like Nader and his team will guarantee you the max payout to repair your property the correct way. If you want the the very best representation from a expert in the insurance claims business, look no further than Nader @ Claims Advocate Resolution Experts. Trust me....you wont find anyone with more extensive knowledge and understanding of all insurance claims!

Danielle Guzman
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Danielle Guzman
March 26, 2024

So great and easy to work with!

Riad Kilani
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Riad Kilani
March 25, 2024

My insurance universal property and casualty was giving me a hard time about a water leak that happened in the kitchen. I brought in claims advocate resolution experts and they were able to identify the damage and get on it right away. Insurance still didn't want to pay so claims advocate resolution experts got the right attorney on the job who had the insurance company settle out. If I ever need them again they're on speed dial!

Accounting Veronica
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Accounting Veronica
March 25, 2024

Nader had the most professional attitude and I enjoyed working with him. Highly recommend

Rema Maali
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Rema Maali
March 25, 2024

I can't thank Claims Advocate Resolution Experts enough for their incredible help in navigating the insurance claims process. They were with me every step of the way, providing expert guidance and ensuring I received a fair settlement. Their professionalism and dedication to their clients are truly commendable. I highly recommend Nader from C.A.R.E to anyone in need of assistance with their insurance claims!

tony albustani
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tony albustani
March 25, 2024

Nader with Claims Advocate Resolution Experts went above and beyond - truly exceeded my expectations. He was very professional and addressed all my questions and concerns all along the way. I absolutely recommend their services.

Danny Hilwa
google
Danny Hilwa
March 25, 2024

My Insurance company denied my claim. I reached out to Nader with Claims Advocate Resolution Experts. He was able to over turn the denial from the insurance company and get me a very fair settlement. I definitely recommend their services .

Susan Ibrahim
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Susan Ibrahim
March 24, 2024

Throughout the whole process you were very professional and a man of your word. I appreciated things went well and smooth. Definitely will refer you to others down the line.

Alice Fatah
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Alice Fatah
March 24, 2024

Nader did an amazing job. He was able to get the job done quick and explained every step of the process to me along the way.

Andrea Rincones
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Andrea Rincones
March 24, 2024

Nader was absolutely a pleasure to work with and made the process of my claim quick and easy. He dealt with the insurance company and made sure we got what was fair for our damages.

maria paulina perez arcila
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maria paulina perez arcila
March 23, 2024

What truly sets Nader apart is his commitment to client satisfaction. He took the time to thoroughly explain each aspect of the process, patiently addressing any questions or concerns we had along the way. His transparency and clear communication fostered a sense of trust and confidence, reassuring us that our property was in capable hands.

Stevenro402
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Stevenro402
March 23, 2024

I recently had the privilege of working with Nader for a commercial property claim, and I cannot express enough gratitude for his professionalism, expertise, and dedication throughout the entire process. From the moment we engaged their services, Nader demonstrated an unparalleled level of knowledge in navigating the complexities of commercial property insurance claims. His attention to detail and proactive approach was evident in every step, ensuring that our interests were fully represented and our claim was handled efficiently. I would highly recommend Nader to any commercial property owner in need of insurance claims assistance. His professionalism, integrity, and results-oriented approach truly set him apart in their field. Thank you, Nader, for your outstanding service and support!

Mark Rodriguez
google
Mark Rodriguez
March 23, 2024

I can't thank Nader enough for his invaluable assistance with my house claim. His professionalism and dedication made a stressful situation much more manageable. He fought tirelessly on my behalf and delivered a favorable outcome. I wholeheartedly recommend his services to anyone seeking top-notch representation.

Martha Buitrago
google
Martha Buitrago
March 23, 2024

Thanks to Nader's advocacy and expertise, we were able to secure a fair and equitable settlement that far exceeded our expectations. Their dedication to maximizing our recovery while minimizing the stress and hassle associated with the claims process was nothing short of exceptional.

Gerardo Lamour
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Gerardo Lamour
March 23, 2024

Best of the best. All my clients are very happy with there service...

A. MUBARAK
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A. MUBARAK
March 23, 2024

C.A.R.E. is an amazing alley to have when dealing with disasters at your home or business. Especially important when fighting against Insurance companies

Hazim Mari
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Hazim Mari
March 23, 2024

Quick efficient and honest, my kind of people. Thank you so much. How do you recommend anybody in need? Please don’t hesitate to call them!

Kehle Antell
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Kehle Antell
March 23, 2024

Best in the business!

Graphics Unlimited
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Graphics Unlimited
March 23, 2024

Great company best public adjuster I dealt with, the group has a top-tier track record for negotiating property insurance claims for businesses, condos, large commercial losses and residential property owners ,

Bassem Wahab
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Bassem Wahab
March 23, 2024

The best very caring and professional!!!!

We Provide Storm Damage Insurance Adjuster Services Beyond Orlando, FL

We are here to help property owners with storm damage claims throughout the entire Orlando region. Our public adjusters respond quickly to assist clients in all surrounding communities after a severe weather event:

Hour support available
Client Satisfaction
happy homeowners
properties inspected

Our Storm Damage Claim Service in Orlando, FL

Immediately after a severe storm, safety is the top priority. You should check for downed power lines and other hazards before inspecting your property. Your next step is to mitigate further damage. This might involve placing a tarp on a damaged roof to prevent water from getting in or boarding up a broken window. These actions are required by your insurance policy. It is crucial to take photos of the damage before you make any temporary repairs. Our public adjusters can advise you on the best course of action to secure your property while also preserving the evidence needed for a successful claim. We help you make smart decisions in the chaotic moments right after a storm.

Our storm damage claim process begins with a comprehensive assessment of your entire property. We do not just look at the most obvious damage; we look for everything. Our inspection starts with the roof, looking for wind and hail damage. We then examine the siding, windows, and gutters. We inspect other structures on your property like fences, sheds, and pool enclosures. Finally, we move inside to look for any signs of water intrusion, such as stains on the ceiling or walls. This top to bottom approach ensures we create a complete inventory of every single bit of damage the storm caused.

High winds are a primary cause of storm damage. Our adjusters are trained to identify the subtle signs of wind damage to your building’s exterior, often called the “building envelope.” This includes more than just missing shingles. We look for shingles that have been lifted and creased, which breaks their moisture seal and makes them vulnerable to future leaks. We check siding for pieces that have been cracked or pulled loose. We examine windows and door frames to ensure their seals have not been compromised by the pressure of the wind. Documenting this damage is key to proving the need for comprehensive repairs.

Hail is another common component of severe thunderstorms in Florida. Hail damage can be deceptive and is often missed by untrained observers. We meticulously inspect all exterior surfaces for signs of hail impacts. This includes the roof, where hail can bruise shingles and shorten their lifespan. We check soft metal surfaces like gutters, downspouts, and air conditioning unit fins for dents. Siding, window screens, and window frames are also inspected for chips and cracks. We document the size and frequency of the hail hits to build a strong case that the damaged components need to be replaced, not just repaired.

Often, the most costly storm damage occurs inside the home as a result of water intrusion. This happens when wind or hail creates an opening in the roof or walls, allowing wind driven rain to enter. Our investigation is like a detective’s work; we trace the path of the water from the interior stain back to the point of entry on the exterior. This definitively links the interior damage to the storm event. We use moisture detection equipment to find hidden water in walls and ceilings. This ensures your claim covers not just the exterior repair but also the full cost of the interior restoration.

Once our comprehensive inspection is complete, we compile all of our findings into a single, powerful claim package. This package includes hundreds of annotated photographs, a detailed scope of work outlining all necessary repairs, and an itemized cost estimate using industry standard pricing software. We also include weather reports from the date of the storm to provide evidence of the severe conditions at your location. This professional presentation shows the insurance company that we have done our homework and are prepared to fight for the full value of the claim. It combines all the different types of damage into one cohesive argument.

The final step is negotiating a global settlement that covers all the different facets of your storm damage. The insurance company might try to treat each type of damage separately or offer to pay for one part while ignoring another. We resist this. We negotiate for a single settlement that is sufficient to repair everything, from the roof to the siding to the interior water damage. Our comprehensive documentation gives us the leverage to argue effectively. We handle all the back and forth with the insurer, ensuring they address every part of your claim and pay you what you are owed.

Get A Fair Settlement Call (844) 932-2731

Commonly Asked Storm Damage Insurance Adjuster Questions

Severe storms are a fact of life in Florida, but the insurance claim process can be confusing. Homeowners often have questions about what is covered and how to proceed. Here are answers to some frequently asked questions about storm damage claims.

The primary difference between a hurricane claim and a regular storm damage claim lies in the insurance policy’s deductible. Most Florida homeowner’s policies have two types of deductibles. The first is a standard, “all perils” deductible, which is usually a flat dollar amount like $1,000 or $2,500. This deductible applies to damage from most events, including a typical thunderstorm, a tornado, or a fire. The second is a “hurricane deductible,” which is a much higher amount calculated as a percentage of your home’s insured value, often 2% to 10%. This special deductible is only triggered by damage from a storm officially named by the National Hurricane Center.

From a damage perspective, the types of damage can be very similar. Both a severe thunderstorm and a hurricane can cause damage from wind, rain, and hail. The process of inspecting, documenting, and valuing the damage is largely the same for both types of events. A public adjuster will conduct a thorough assessment of your property to identify all points of damage regardless of the storm’s official classification. The goal is to prove the extent of the loss and secure the funds needed for a full recovery.

The key distinction really comes down to the financial impact on you, the homeowner. If the storm was a named hurricane, you will be responsible for a much larger out of pocket expense before your insurance coverage begins. If it was just a severe thunderstorm, your lower, standard deductible will apply. A public adjuster can help you understand which deductible applies to your situation. In either case, our job is to maximize the value of your claim to ensure that it far exceeds your deductible and provides you with the substantial funds you need to rebuild.

Yes, in most cases, your homeowner’s insurance policy will cover damage caused by a fallen tree, regardless of who owns the tree. If a tree falls and damages a covered structure, such as your house, your garage, or your fence, the cost to repair that structure is covered. This is true whether the tree was in your yard, your neighbor’s yard, or was owned by the city. The key is that it caused direct physical damage to your insured property. The source of the tree does not matter.

The policy also typically provides coverage for the removal of the tree, but with some specific conditions. The insurance will pay for the cost to have the tree cut up and removed from the covered structure so that repairs can be made. Most policies will pay to haul the debris away from your property. Coverage for tree removal can sometimes be limited, so it is important to review your specific policy language. If a tree falls in your yard but does not damage any insured structure, the cost of its removal is usually not covered.

A public adjuster will ensure that all aspects of a fallen tree claim are handled correctly. We will document the damage to your home, get estimates for the repair of the structure, and also obtain estimates for the cost of debris removal. We make sure that the full cost of the event is included in your storm damage claim. We will argue for the maximum coverage available under your policy for the debris removal, ensuring you are not left with a large out of pocket expense for the cleanup.

If the wind and hail damage occurred during the same storm event, it is considered one single claim. Your insurance policy covers you for a “loss” or an “occurrence.” A single storm is considered one occurrence, even if it causes multiple types of damage. You will only have to pay your deductible once for all the damage that resulted from that single storm. This is beneficial for the homeowner, as it allows you to bundle all the related damages together into a comprehensive claim.

When assessing the loss, it is a public adjuster’s job to identify and document all the different types of damage from that event. We will create a single, detailed scope of work that includes the cost to repair the wind damage to the shingles, the hail damage to the gutters, and any resulting water damage inside the home. We then submit this as one complete claim to your insurance company. This holistic approach is more efficient and effective than trying to address each type of damage separately.

It is important to resist any attempt by the insurance company to split the damages into separate claims or to ignore one type of damage while focusing on another. Their goal might be to minimize the total payout. A professional public adjuster ensures that the insurance company looks at the full picture. We present the loss as a single, cohesive event and negotiate for a global settlement that addresses every aspect of the storm’s impact on your property, all under one claim and one deductible.

If you feel the insurance company’s adjuster is rushing their inspection and not being thorough, you have the right to be concerned and to take action. A rushed inspection will almost certainly lead to an incomplete damage assessment and a low settlement offer. You should politely voice your concerns to the adjuster in real time. Point out specific areas of damage that you have noticed and ask them to look at them closely. Take your own photos and videos during their inspection, and make notes about how long they spent on site and what areas they did or did not examine.

The most effective step you can take is to hire your own professional to conduct a proper inspection. A public adjuster from Claims Advocate Resolution Experts will perform a much more detailed and comprehensive assessment of your property than a rushed company adjuster ever would. We will get on the roof, go in the attic, and inspect every part of your property, taking as much time as is needed. We will create our own detailed report and scope of loss, which will serve as a powerful counterpoint to the insurance company’s incomplete assessment.

You are not obligated to accept the findings of the insurance company’s adjuster. When we submit our own thorough report, it forces the insurance company to reevaluate their position. We will meet with their adjuster or their supervisor to go over our findings and point out everything they missed. This levels the playing field and turns the situation from their rushed, incomplete assessment into a detailed, evidence based negotiation. Do not let a hasty inspection determine the outcome of your claim.

After a storm, your insurance policy requires you to take reasonable steps to mitigate, or prevent, further damage. This is often called your “duty to mitigate.” Failure to do so could give the insurance company grounds to deny coverage for any damage that occurs after the initial storm. For example, if a storm puts a hole in your roof and you do nothing, the insurer may not cover the additional damage caused when it rains again a week later. Taking prompt action is crucial for both protecting your property and preserving your claim.

Some reasonable steps for mitigation include placing a tarp over a damaged section of the roof to keep rain out. You should board up any broken windows or doors to secure the property from the elements and prevent unauthorized entry. If there is standing water inside your home, you should do what you can to remove it using a shop vacuum or mops. If you have had a water intrusion, it is also wise to run fans and dehumidifiers to start the drying process and prevent mold growth.

It is very important to document both the original damage and the temporary repairs you make. Take photos of the hole in the roof before you put the tarp on. Keep receipts for any materials you buy, like tarps, plywood, or the cost of renting drying equipment. These mitigation expenses are typically reimbursable under your policy as part of your claim. A public adjuster can advise you on the most effective mitigation steps and ensure you document everything properly, so you get credit for protecting your property.

In the world of insurance, a “peril” is a specific event or cause of loss that is covered by your policy. A homeowner’s policy is a contract that agrees to protect you from financial loss caused by a list of named perils. Common perils include fire, theft, windstorm, hail, and the weight of ice or snow. When you file a storm damage claim, you are stating that your property was damaged by one or more of these covered perils. For example, a severe thunderstorm is an event that can bring multiple perils at once: the peril of windstorm and the peril of hail.

Understanding perils is important because your policy may have different rules or deductibles for different perils. As we have discussed, the peril of a “hurricane” triggers a different deductible than the peril of a “windstorm” from a regular storm. Your policy will only pay for damage if it can be directly attributed to a covered peril. Damage from an uncovered peril, such as a flood, or from a cause that is not a peril at all, like general wear and tear, will not be paid.

A public adjuster’s job is to be an expert in this area. We start by analyzing your policy to understand exactly which perils you are covered for. Then, during our inspection, we meticulously document the evidence that links the damage on your property directly to a specific covered peril. For instance, we prove that the missing shingles were caused by the peril of windstorm by using weather data and documenting the specific nature of the damage. This process builds a legally sound claim that meets all the requirements of your insurance contract.

Proving that the damage to your property was caused by a specific, recent storm and not by some other cause is a key part of any storm damage claim. Insurance companies will often argue that the damage was pre existing or was due to age or lack of maintenance. The best way to counter this is with a combination of visual evidence and meteorological data. The first step is to thoroughly document the damage with clear, dated photos and videos as soon as possible after the storm. Fresh damage often looks different from old, weathered damage.

The next step, which a public adjuster specializes in, is to obtain official weather data for your specific location on the date of the loss. We can access archived meteorological reports that show the wind speeds, hail size, and rainfall amounts that were recorded in your immediate area on a specific day. For example, a report showing that your neighborhood experienced 70 mph wind gusts and quarter sized hail on Tuesday afternoon provides powerful evidence that the damage to your roof occurred during that specific storm.

This data driven approach is very difficult for an insurance company to refute. When we present a claim, we do not just show photos of the damage; we pair it with a weather report that proves a significant storm event occurred. This creates a clear and logical link between the peril (the storm) and the damage. This process effectively shifts the burden of proof to the insurance company to show that the damage was caused by something else, which is a much harder argument for them to make.

A public adjuster ensures all storm damage is found by using a systematic, detailed, and forensic inspection process that is far more thorough than a typical insurance company inspection. We are trained to look for not just the obvious damage, but also the subtle, hidden damage that is frequently missed. We start by physically getting on the roof and examining every single shingle for hail bruises or wind creases, something a rushed adjuster who inspects from the ground or a ladder will never see. We check every exterior component, from siding and windows to fences and sheds.

We also use technology to our advantage. We use high resolution cameras and drones to document damage in hard to reach areas. We employ thermal imaging cameras and moisture meters to detect hidden water intrusion inside your walls and ceilings that may have resulted from a roof leak. This technological approach allows us to find damage that is completely invisible to the naked eye. We are essentially performing a complete diagnostic on your entire property.

Finally, we take our time. Our only goal is to find the full extent of the damage for you, our client. We are not trying to get to the next claim on our list. We spend as much time as is necessary to be completely thorough. By combining this hands on approach, advanced technology, and a commitment to detail, we create a complete and comprehensive picture of your loss. This ensures that our final settlement demand includes every single item that needs to be repaired or replaced, maximizing your recovery.

We Are More Than Just Storm Damage Public Adjusters!

A storm is a combination of forces, and our expertise covers all of them. Claims Advocate Resolution Experts provides specialized advocacy for the specific perils that make up a storm, including claims for wind damage, hail damage, and roof damage. We provide a complete and comprehensive service for your full recovery.

Get A Fair Settlement Call (844) 932-2731

Why Property Owners Choose CARE As Their
Public Adjusters In Orlando, FL

We Fight for Fair Settlements

While insurance company adjusters work to minimize payouts, we work exclusively for you to maximize your rightful recovery under your policy terms.

Expert Policy Interpretation

Our team excels at interpreting complex policy language and identifying coverage benefits that insurance companies often overlook or undervalue.

Aggressive Negotiation

We challenge lowball offers, fight claim denials, and negotiate relentlessly using industry standards and expert documentation.

Complete Transparency

We provide clear explanations of your coverage, honest assessments of your claim’s value, and regular updates throughout the entire process.

Always Available When You Need Us

Business Hours

Monday-Sunday 9AM-7PM

Emergency Services

Available 24/7 at
(844)-932-2731

Walk-ins Welcome

Appointments preferred but not required

View Our All Claims

Get Storm Damage Insurance Claim Help Near You!

Contact Claims Advocate Resolution Experts for a free inspection and claim review by booking a call back using our 24/7 self service system or by calling (844) 932-2731 directly.

Get A Fair Settlement Call (844) 932-2731