Wind Damage Insurance Adjuster

High winds from storms and hurricanes can tear apart your property’s exterior. Claims Advocate Resolution Experts is the professional wind damage insurance adjuster you need in Orlando, FL.

Top Wind Damage Insurance Adjuster in Orlando, FL

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Michele Weise
August 7, 2025

Claims resolution experts were top notch adjusters. My insurance company wasn’t willing to give me anything for the damages to my house and Peter with claims resolution experts was able to get me enough to fix my house plus extra. I highly recommend this company especially Peter. Brooke in the office has been a great pleasure to deal with also. Don’t hesitate hiring this company. They will fight for you tooth and nail and win.

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Aischa
July 21, 2025

The Public Adjusters in this office are very knowledgeable and honest. I highly recommend them if you need any help with any damages to your home from storm damages, hurricane, fire etc. Thank you for your great work CARE TEAM.

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Hasan Barakat
July 20, 2025

My insurance declined my initial claim, after my friend recommendation, I called Nader, then magic happened, full roof replacement approval. Highly recommended.

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beverly bas
March 4, 2025

I had an amazing experience working with C.A.R.E! My claims adjuster, Maali, was with me every step of the way …from determining roof damage, to dealing with insurance, and to getting me a new roof as required by my insurance company… I had so many questions along the way, but Maali made it seamless. I highly recommend working with this company as they will put your mind at ease and get the job done!

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Natalie Andrade
February 4, 2025

My experience with Nader has been nothing but great. He is very quick with responding, very happy with his service.

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Donna Lynn
June 11, 2024

I had a great experience with Maali Maali. He is attentive to questions and extremely efficient in his approach to his work. I can't say enough about his character and professionalism as an adjuster. His responsiveness and attention to my case is remarkable. Thankful so much for his hard work.

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Doug Kman
April 24, 2024

Nader Maali and his Associates at Claims Advocate Resolution Experts are a genuine pleasure to work with! I’ve referred several clients to C.A.R.E to assist with resolution of their disputed Insurance Claims and I have only gotten positive feedback. I also work with C.A.R.E on property damage claim appraisals and they always provide meticulous documentation and superior administrative support (thank you Brooke!) I would recommend Nader and his team for any property damage claim that you may need assistance with.

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Emily Hernandez
April 15, 2024

After being denied my claim and having my insurance rate skyrocket to almost $500.00 a month they assisted me with compassion and understanding. The work on my roof was exceptional, quick, and very top tier. Now my insurance is now less than when I submitted a claim. I would highly recommend them. Win win win

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Sam Mari
April 11, 2024

If you are in search of a claims advocate look no further than resolution experts. Nate was extremely knowledgeable, professional and helpful during my challenging situation. I would highly recommend his services.

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James Meehan
March 27, 2024

Nate was very thorough and knowledgeable through out the entire process. He always answered text and calls promptly. His understanding of the claims process was undeniable. He obtained what we were entitled to . He is highly recommended.

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Jose Alarcon
March 26, 2024

My wife and I are thoroughly impressed with Nader from CARE Public Adjusters. His meticulous inspection uncovered issues in our home that had been overlooked by other inspectors. We would not hesitate to enlist his services again. Nader's professionalism and guidance have been invaluable in navigating the paperwork necessary to restore our home to its pre-storm condition. Thank you, Nader, for your exceptional assistance.

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HOMEFIX
March 26, 2024

Nader's exceptional service exceeded our expectations, securing substantially higher insurance proceeds than we could have managed independently to repair our damaged roof. Many thanks to Nader for his outstanding efforts and a job well done!

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Maz Rabah
March 26, 2024

Would you go into a court of law without being represented by an attorney? Absolutely NOT! Then a person should NEVER deal directly with ANY insurance adjuster that is trained to minimize the claims payout to you. Having the protection of a professional insurance advocate like Nader and his team will guarantee you the max payout to repair your property the correct way. If you want the the very best representation from a expert in the insurance claims business, look no further than Nader @ Claims Advocate Resolution Experts. Trust me....you wont find anyone with more extensive knowledge and understanding of all insurance claims!

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Danielle Guzman
March 26, 2024

So great and easy to work with!

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Riad Kilani
March 25, 2024

My insurance universal property and casualty was giving me a hard time about a water leak that happened in the kitchen. I brought in claims advocate resolution experts and they were able to identify the damage and get on it right away. Insurance still didn't want to pay so claims advocate resolution experts got the right attorney on the job who had the insurance company settle out. If I ever need them again they're on speed dial!

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Accounting Veronica
March 25, 2024

Nader had the most professional attitude and I enjoyed working with him. Highly recommend

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Rema Maali
March 25, 2024

I can't thank Claims Advocate Resolution Experts enough for their incredible help in navigating the insurance claims process. They were with me every step of the way, providing expert guidance and ensuring I received a fair settlement. Their professionalism and dedication to their clients are truly commendable. I highly recommend Nader from C.A.R.E to anyone in need of assistance with their insurance claims!

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tony albustani
March 25, 2024

Nader with Claims Advocate Resolution Experts went above and beyond - truly exceeded my expectations. He was very professional and addressed all my questions and concerns all along the way. I absolutely recommend their services.

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Danny Hilwa
March 25, 2024

My Insurance company denied my claim. I reached out to Nader with Claims Advocate Resolution Experts. He was able to over turn the denial from the insurance company and get me a very fair settlement. I definitely recommend their services .

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Susan Ibrahim
March 24, 2024

Throughout the whole process you were very professional and a man of your word. I appreciated things went well and smooth. Definitely will refer you to others down the line.

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Alice Fatah
March 24, 2024

Nader did an amazing job. He was able to get the job done quick and explained every step of the process to me along the way.

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Andrea Rincones
March 24, 2024

Nader was absolutely a pleasure to work with and made the process of my claim quick and easy. He dealt with the insurance company and made sure we got what was fair for our damages.

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What truly sets Nader apart is his commitment to client satisfaction. He took the time to thoroughly explain each aspect of the process, patiently addressing any questions or concerns we had along the way. His transparency and clear communication fostered a sense of trust and confidence, reassuring us that our property was in capable hands.

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Stevenro402
March 23, 2024

I recently had the privilege of working with Nader for a commercial property claim, and I cannot express enough gratitude for his professionalism, expertise, and dedication throughout the entire process. From the moment we engaged their services, Nader demonstrated an unparalleled level of knowledge in navigating the complexities of commercial property insurance claims. His attention to detail and proactive approach was evident in every step, ensuring that our interests were fully represented and our claim was handled efficiently. I would highly recommend Nader to any commercial property owner in need of insurance claims assistance. His professionalism, integrity, and results-oriented approach truly set him apart in their field. Thank you, Nader, for your outstanding service and support!

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Mark Rodriguez
March 23, 2024

I can't thank Nader enough for his invaluable assistance with my house claim. His professionalism and dedication made a stressful situation much more manageable. He fought tirelessly on my behalf and delivered a favorable outcome. I wholeheartedly recommend his services to anyone seeking top-notch representation.

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Martha Buitrago
March 23, 2024

Thanks to Nader's advocacy and expertise, we were able to secure a fair and equitable settlement that far exceeded our expectations. Their dedication to maximizing our recovery while minimizing the stress and hassle associated with the claims process was nothing short of exceptional.

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Gerardo Lamour
March 23, 2024

Best of the best. All my clients are very happy with there service...

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A. MUBARAK
March 23, 2024

C.A.R.E. is an amazing alley to have when dealing with disasters at your home or business. Especially important when fighting against Insurance companies

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Hazim Mari
March 23, 2024

Quick efficient and honest, my kind of people. Thank you so much. How do you recommend anybody in need? Please don’t hesitate to call them!

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Kehle Antell
March 23, 2024

Best in the business!

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Graphics Unlimited
March 23, 2024

Great company best public adjuster I dealt with, the group has a top-tier track record for negotiating property insurance claims for businesses, condos, large commercial losses and residential property owners ,

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Bassem Wahab
March 23, 2024

The best very caring and professional!!!!

We Provide Wind Damage Insurance Adjuster Services Beyond Orlando, FL

Our public adjusters serve the entire Orlando metropolitan area, representing property owners with wind damage claims from severe thunderstorms, tornadoes, and hurricanes. We are your local wind damage experts:

Hour support available
Client Satisfaction
happy homeowners
properties inspected

Our Wind Damage Claim Service in Orlando, FL

High winds interact with a roofing system in several destructive ways. The most obvious is when the wind is strong enough to rip shingles completely off the roof, exposing the underlayment. However, more common and subtle damage occurs from wind uplift. When high winds blow over a roof, they create negative pressure that can lift the shingles and break the tar sealant that holds them down. This may not look like much from the ground, but a broken seal means the shingle is no longer protecting your home properly and is highly susceptible to being torn off in the next storm. Our inspectors manually check for this type of damage across your entire roof.

Our wind damage inspection covers the entire “building envelope,” which is the barrier between the indoors and the outdoors. We start with the roof, as it takes the most direct impact. Then we move to the siding, looking for panels that are cracked, chipped, or have been pulled loose from the wall. We inspect all windows and doors to ensure their frames have not been bent or “racked” by the wind pressure, which can break their seals. We also check for damage to gutters, soffit, and fascia. This comprehensive approach ensures we document every part of your home’s exterior that has been compromised by the wind.

A common defense used by insurance companies is to claim that the damage to your property is not from wind but is due to other causes, such as old age, wear and tear, or improper installation. Our experienced adjusters know how to differentiate between actual wind damage and these other issues. For example, wind damaged shingles show a distinct creasing or flapping pattern, which is different from the cracking that occurs from age. We document the specific signs of wind stress and failure. This forensic approach allows us to build a strong case that proves the wind was the direct cause of the damage.

Wind damage is not limited to your main house. High winds can wreak havoc on other structures on your property. Fences are very commonly damaged, with panels being blown out or entire sections being knocked over. Sheds, gazebos, and other outbuildings can also suffer significant damage. In Florida, screened pool enclosures, or lanais, are particularly vulnerable to being bent or having their screens torn by high winds. Our inspection and claim preparation includes a full assessment of all these “other structures,” ensuring that the cost to repair or replace them is included in your final settlement.

Wind damage often leads to a “cascade of damage.” This is when one failure caused by the wind leads to another, separate type of damage. The most common example is when wind damages the roof or breaks a window, creating an opening for wind driven rain to enter the home. This then causes significant interior water damage to ceilings, walls, insulation, and personal belongings. Your insurance policy should cover this resulting interior damage. Our claim process carefully documents this entire sequence of events, proving that the interior water damage is a direct result of the initial wind damage and is therefore a covered part of the same loss.

To build the strongest possible claim, we use hard data to support our findings. We obtain certified meteorological reports for your exact address on the date the damage occurred. These reports can provide official data on the maximum wind gusts that were recorded in your area. If wind speeds are shown to have exceeded the specifications of your roofing or siding materials, it creates nearly undeniable proof that the wind caused the damage. In some complex cases, we may also work with a structural engineer to provide an expert report on how the wind forces caused a specific failure on your property.

Our goal is to negotiate a settlement that provides for a comprehensive and proper repair of your property, not just a quick patch. After documenting all the wind damage, we prepare a detailed estimate for the cost of a full restoration. We then present this complete claim package to the insurance company and handle all the negotiations. We fight against their attempts to pay for only minor repairs or to blame the damage on other causes. Our expertise and persistence ensure that you receive the full settlement you are entitled to under your policy.

Commonly Asked Wind Damage Insurance Adjuster Questions

Wind is one of the most common causes of property damage in Florida, but the claims process can be tricky. Here are answers to some of the questions we frequently hear from homeowners dealing with wind damage.

There are several signs of wind damage you can look for on your asphalt shingles, some more obvious than others. The most obvious sign is finding shingles or pieces of shingles in your yard after a storm. This clearly indicates that the wind was strong enough to tear them off the roof. From the ground, you may also be able to see shingles that are flipped up, curled, or look out of place. This indicates that the sealant strip that holds them down has been broken by the wind.

A more subtle but very common sign of wind damage is creasing. This happens when the wind lifts a shingle with enough force to create a horizontal crease or fold line across the shingle, but not enough to tear it off completely. This crease permanently damages the shingle and breaks its seal, making it highly likely to leak or be torn off in the future. This type of damage is often difficult to see from the ground and requires a close up, hands on inspection of the roof. An experienced public adjuster knows exactly where and how to look for these less obvious signs of wind damage.

It is important to remember that a roof can have significant wind damage without any visible signs of a leak inside your home. The damage compromises the roof’s ability to protect your home in the next storm. That is why a professional inspection after any major wind event is a smart idea. We can identify this damage early and help you file a claim to have it repaired before it leads to more serious problems like interior water damage.

A wind mitigation inspection is a specific type of home inspection that identifies features of your property designed to make it more resistant to damage from high winds. In Florida, homeowners are not required to have this inspection, but doing so can lead to substantial discounts on the windstorm portion of their insurance premiums. The state mandates that insurance companies offer these discounts for homes that have certain protective features in place. The inspection is performed by a certified professional who documents these features on a standardized form.

The inspector looks for several key construction features. They will check the shape of your roof, as a hip roof is more wind resistant than a gable roof. They will go into the attic to determine how the roof deck is attached to the trusses and how the trusses are attached to the walls, looking for strong metal connectors like hurricane clips or straps. The inspector will also verify if your home has a secondary water barrier under the shingles and check for any rated protection on your windows and doors, such as impact glass or hurricane shutters.

While the primary purpose of a wind mitigation inspection is to secure insurance discounts, the report can sometimes be useful in an insurance claim. The report serves as an official, pre-loss record of the wind resistant features your home possessed. If your home still sustained significant damage despite having these advanced protections, it can help demonstrate the extreme severity of the storm event. This can strengthen your case that the damage was unavoidable and should be fully covered, countering any potential arguments from the insurer about the pre loss condition of your property.

In most cases, yes. A standard homeowner’s insurance policy typically includes coverage for “other structures” on your property that are not attached to the main dwelling. This coverage usually includes detached garages, sheds, and fences. This coverage is typically a percentage of your main dwelling coverage, often 10%. So, if your home is insured for $300,000, you would likely have up to $30,000 in coverage for your other structures, which is usually more than enough to cover the replacement of a fence.

However, there are a few important things to know. First, your policy deductible will apply. If the cost to replace the fence is less than your deductible, it would not make sense to file a claim. Second, coverage for fences is often on an Actual Cash Value (ACV) basis, not a Replacement Cost Value (RCV) basis. This means the insurance company will pay you the replacement cost of the fence minus depreciation for its age and condition. An old, weathered fence may be heavily depreciated, resulting in a smaller payout.

A public adjuster can help you navigate this part of your claim. We will review your policy to confirm your exact coverage for other structures and how the valuation is calculated. We will document the damage to your fence and negotiate with the insurance company for a fair settlement based on the terms of your policy. We ensure that damage to items like your fence is not forgotten and is included as part of your overall storm damage claim.

Yes, this type of subsequent damage is absolutely covered by a standard homeowner’s insurance policy. This is a core concept of property insurance known as “ensuing loss” or “proximate cause.” The wind is the initial covered peril that sets off a chain of events. The wind damages your roof, creating an opening. Rain, which is part of the same storm, then enters through that opening and causes damage to your home’s interior. The entire sequence of events is treated as a single loss caused by the initial peril, which was the wind.

Therefore, your claim should include the full cost to repair not only the wind damage to the roof itself but also all of the resulting water damage inside. This includes the cost to dry out the affected areas, tear out and replace wet insulation and drywall, and repair or replace stained ceilings and damaged flooring. It also includes damage to any personal belongings, such as furniture or electronics, that were soaked by the intruding water. It is all considered part of the same claim, and you will only have one deductible.

Claims Advocate Resolution Experts meticulously documents this entire “cascade of damage.” We clearly show the link between the exterior wind damage and the interior water damage. We take photos of the opening on the roof and then trace the path of the water down to the damaged areas inside. This creates an undeniable narrative that prevents the insurance company from trying to separate the damages or refusing to pay for the interior restoration. We ensure your settlement is comprehensive and covers every aspect of the loss.

From a physical damage perspective, wind is wind. The way 90 mph wind from a thunderstorm damages a roof is the same as how 90 mph wind from a hurricane damages a roof. The process of inspecting, documenting, and estimating the cost to repair the damage is identical regardless of the storm’s name. A public adjuster’s approach to assessing the physical loss does not change based on the type of storm that caused it. Our goal is always to find and document all the damage.

The major difference in how wind damage is treated lies in your insurance policy’s deductible. As mentioned before, damage from a named hurricane will trigger your special, higher hurricane deductible. Wind damage from any other storm, like a severe thunderstorm, a tornado, or a tropical storm that does not reach hurricane status, will be subject to your lower, standard “all perils” deductible. This is a critical financial distinction for the homeowner.

It is also worth noting that after a hurricane, insurance companies are dealing with a massive volume of claims, which can lead to delays and rushed inspections. After a localized thunderstorm, you may get more attention, but the adjuster may still be inclined to minimize the payout. In either scenario, having a public adjuster on your side is a huge advantage. We ensure your claim gets the detailed attention it deserves and that the correct deductible is applied, whether it is for a hurricane or a regular storm.

We prove the severity of the wind by using objective, scientific data rather than relying on subjective observations or news reports. The primary tool we use is a site specific meteorological report from a certified weather data provider. We can order a report for your exact property address for the specific date and time of the loss. This is not a general weather forecast; it is a forensic analysis of archived radar data, weather station readings, and other sources to determine the conditions that occurred at your location.

These detailed weather reports provide critical information, most importantly the maximum sustained wind speeds and the peak wind gusts. Wind gusts are short bursts of high speed wind that are often the primary cause of damage to buildings. Having a certified report that states your property was subjected to, for example, 85 mph wind gusts provides indisputable evidence of a severe wind event. This data is far more powerful than an insurance adjuster’s personal opinion about how windy it was.

We then use this data strategically. We compare the documented wind speeds to local building codes and the rated wind tolerance of your building materials. For example, standard three tab shingles are often rated to withstand winds of around 60 to 70 mph. If we can prove your home was hit by wind gusts exceeding that threshold, we have a very strong case that the wind was the cause of the failure. This data driven approach makes our claims highly credible and very difficult for insurance companies to dispute.

This is a common tactic used by insurance companies to deny claims, especially on newer roofs. They will try to shift the blame from a covered peril, which is the wind, to an uncovered issue like faulty workmanship. To effectively fight this denial, you need to build a powerful case based on facts and expert opinions. You should not simply accept the insurer’s conclusion without challenging it. The burden is on them to prove their assertion, and you have the right to present evidence to the contrary.

The first step is to hire an independent professional, such as a licensed roofing contractor or a structural engineer, to provide a third party assessment. A public adjuster from Claims Advocate Resolution Experts can facilitate this process. An expert report can confirm that the roof was installed in accordance with local building codes and the manufacturer’s specifications. The report can also state that the observed damage patterns are consistent with high wind forces and not with any specific installation errors. This unbiased, professional opinion carries significant weight and directly counters the insurance adjuster’s claims.

We then combine this expert report with hard meteorological data. We obtain certified weather reports that show the maximum wind gusts your property experienced on the date of the loss. If we can demonstrate that these wind speeds exceeded the design limits of the roofing materials or the standards for proper installation, it creates a compelling argument that the storm was the primary cause of the failure. This data driven approach, combined with expert testimony, provides the evidence needed to overturn an unfair denial based on faulty workmanship.

This is a very common and often misunderstood situation. In nearly every case, your own homeowner’s insurance policy pays for the damage to your house. The general rule in property insurance is that your policy covers your property. Where the object that caused the damage came from, whether it was your neighbor’s tree, a piece of a roof from a house down the street, or any other windblown debris, is not relevant to your coverage. The loss is considered an “Act of God,” and your policy is the one that responds to the damage on your property.

The only potential exception to this rule is if you can prove that your neighbor was negligent. For example, if you had previously notified your neighbor in writing that their tree was dead or diseased and a clear hazard, and they failed to take any action, you might be able to make a case against their liability insurance. However, this is a very high bar to clear and can be a long and difficult legal process. The fastest and most certain way to get your home repaired is to file the claim under your own policy.

Your insurance policy will cover the cost to repair the damage to your roof and structure. It will also typically cover the cost to remove the portion of the tree that is on your house. Your insurance company may then decide to pursue your neighbor’s insurance company for reimbursement through a process called subrogation, but that is a separate action between the insurance companies. It does not affect your claim getting paid in a timely manner so you can begin your repairs.

We Are More Than Just Water Damage Public Adjusters!

Water damage can come from many sources, and our expertise covers them all. Claims Advocate Resolution Experts also represents clients who have suffered from flood damage caused by rising surface water, storm damage, and the resulting mold damage that often follows any water intrusion. We are your advocate for any water related insurance claim.

Why Property Owners Choose CARE As Their
Public Adjusters In Orlando, FL

We Fight for Fair Settlements

While insurance company adjusters work to minimize payouts, we work exclusively for you to maximize your rightful recovery under your policy terms.

Expert Policy Interpretation

Our team excels at interpreting complex policy language and identifying coverage benefits that insurance companies often overlook or undervalue.

Aggressive Negotiation

We challenge lowball offers, fight claim denials, and negotiate relentlessly using industry standards and expert documentation.

Complete Transparency

We provide clear explanations of your coverage, honest assessments of your claim’s value, and regular updates throughout the entire process.

Always Available When You Need Us

Business Hours

Monday-Sunday 9AM-7PM

Walk-ins Welcome

Appointments preferred but not required

Why Property Owners Choose CARE As their
Wind Damage Insurance Adjuster in Orlando, FL

We Fight for Fair Settlements

While insurance company adjusters work to minimize payouts, we work exclusively for you to maximize your rightful recovery under your policy terms.

Expert Policy Interpretation

Our team excels at interpreting complex policy language and identifying coverage benefits that insurance companies often overlook or undervalue.

Aggressive Negotiation

We challenge lowball offers, fight claim denials, and negotiate relentlessly using industry standards and expert documentation.

Complete Transparency

We provide clear explanations of your coverage, honest assessments of your claim’s value, and regular updates throughout the entire process.

Always Available When You Need Us

Business Hours

Monday-Sunday 9AM-7PM

Emergency Services

Available 24/7 at
(844)-932-2731

Walk-ins Welcome

Appointments preferred but not required

View Our All Services

Get Water Damage Insurance Claim Help Near You!

Contact Claims Advocate Resolution Experts for a free inspection and claim review by booking a call back using our 24/7 self service system or by calling (844) 932-2731 directly.